I'm in a similar boat myself.
Playing 2 years now and shooting low/mid 80's and looking to join a club. The only thing thats stopped me so far is that a) its not cheap and i play alot of other sports b) with 2-4-1 vouchers, twilight rounds etc i can golf pretty cheap this time of year c) playing the same course even with altered t/flag positions could get alittle repetitive.
I do intend to join a course next year to get an official handicap so i can play some more exclusive courses but shelling out £800+ is hard to do. Alot of my local courses offer 6am t-off times this time of year. I prefer twilight rounds of 9/18 as a single during the week for value and the chance to experiment with shots/clubs. I've got the golfing bug bad it seems and joining a club may well see me ditch alot of my other sports and spend too much time playing, much to the better half's dismay!! i do fancy starting to play in competitions though to see how i handle the pressure

Good luck.